Basic Types of Coverage Your Car Insurance Policy Should Provide

Buying car insurance is a good way to protect your asset and also your health. When it comes to buying car insurance, it is best that you do it properly so as to get the best coverage. Ensure you have a face-to-face talk with a professional car insurance expert. Below are three basic types of coverage any car insurance policy should provide.


Usually this type of coverage is needed when there is a loan against your vehicle. When you are involved in an accident, this coverage would pay for all the damages on your car. This is the reason banks practically uses this type of coverage when they offered you a loan to by your car. Let’s face it; they wouldn’t want to get stuck with a wrecked car.




In this coverage, third party injury and death is what is actually paid for. It would also pay for the damages on another person’s car in an accident caused by you. It is one of the most common types of car insurance coverage.


This is damages that are incurred by any other thing than those mentioned above. This will include theft, water, fire, arson, etc. This is a must have if you are still on a loan repayment. If you are not on any loan, comprehensive and collision coverage is optional for you.


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